Monthly Archives: July 2017

Assurant Names Healthcare Solutions Team Americas #1 Health Insurance Agency

Assurant Names Healthcare Solutions Team Americas #1 Health Insurance Agency

Lombard, Ill.Healthcare Solutions Team has been named Americas #1 Health Insurance Agency for a second straight year by Assurant Health.

The award was given to the Lombard, Illinois-based insurance agency based on the companys annual sales with Assurant Health. Overall in 2012, Healthcare Solutions Team had an annual sales volume of more than $83 million, which was a nearly 20% jump over the prior year.

Working with valued partners such as Assurant Health makes growth a realistic opportunity for our company, said Grant Born, principal at Healthcare Solutions Team. Our goal has always been to find the best health insurance coverage for families, individuals and groups while staying within their budgets. With the changes in healthcare reform, having a variety of plans to choose from has taken on even greater importance.

Its easy to succeed when given the right tools, said Joe Eichman, principal at Healthcare Solutions Team. Our agents really can find a plan for everyone.

He added that Healthcare Solutions Team is continually listening to top producers, looking for ways to help them improve their performance. The companys LeadMaster system is one such innovation that drives results.

Healthcare Solutions Teams LeadMaster is the most advanced lead and client management system the industry has ever seen, said Born. With fully integrated auto dialing, bulk texting and email functions, it has never been easier to manage and organize our clients and prospects while keeping them informed.

Eichman agreed: We have added to an already dynamic technology, which allows Healthcare Solutions Team agents to out produce any other agents in the industry.

When they excel, the whole company thrives, he continued. We nurture all of our agents so that they become true partners and our advocates in bringing consumers the best, most affordable health plans available.

Grant Born and Joe Eichman created Healthcare Solutions Team in 2007 and since then the company has grown into one of the countrys premier health and dental insurance agencies. Based in Lombard, Ill., Healthcare Solutions Team has agents across the country who provide personalized solutions and optimized plans to fit each individuals budget and needs. The companys goal is to make affordable healthcare accessible to everyone.

Assurant Health, part of Assurant (AIZ), a Fortune 500 company and a member of the S&P 500, is the brand name for a family of health insurance products focused on providing a variety of affordable plan choices to consumers. The companys portfolio of health care products includes major medical, supplemental and fixed-benefit plans for individuals, families and small employers.

In addition to being named Americas #1 Health Insurance Agency by Assurant Health for two years in a row, Healthcare Solutions Team was listed in 2012s Inc. 500|5000 and has been named Americas #1 Career Health Insurance Agency and Top Key Broker by UnitedHealthOne, as well.

For more information on Healthcare Solutions Teamincluding career opportunitiescontact Jackie at (630) 261-3000 or . Or, visit the companys website at www.HealthcareSolutionsTeam.com.

Teenage Boys Wear — Tips to Look Fashionable

Teenage Boys Wear — Tips to Look Fashionable

Hanging out without bothering about whats in and whats not may seem to be the fashion belief of teenagers. But with modernization and new fashion trends hailing in, the craving to look trendy and up to date is what has become a dream for teenage boys. But in attempt of looking fashionable and modern chics often they commit various fashion slips-ups.

Here in this article you will get to explore various decent trends of boys wear that makes you look stylish and contemporary without commending big fashion blunders. Check out:

1) The first and the foremost thing to consider about looking fashionable is to put your hands on clothes that are not only stylish but also fits you comfortably. If you are not comfortable, there are chances that you look dubious for the clothes you are wearing. This will unnecessarily bring you a lot of negative attention.

2) Dont go closely with whats in. Follow a different style standard and pattern of wearing that may not be something completely taken from the moving trends but should go in sync with latest fashion wears making a distinct stand.

3) Dont buy a bulk of teenage wear from a single fashion trend. This may cause a waste of money in case the trend last for short time period.

4) Look for the occasion you are going to attend. They could be, formal, informal or casual girls or boys wear, all you have to do is to select the apt category of clothing suiting to the environment, occasion and weather in synch with latest fashion trends.

5) Choose an apt color combination. As a variety of shades available, shopping for teenage wear is sometimes overwhelming. But make sure the color you wear should not be placed at odds. They should compliment each other and should make you look graceful dressed up in them.

6) Take care of your clothes. Avoid being sloppy and dont wear wrinkly clothes.

7) While going out for some special occasions, buy oxford or button down shirts that fits perfectly with your neck. Take help from the sales associate and ask him to take the apt measurement and then select it aptly.

8) Never wear socks with sandals. This is a big blunder followed by the teenage crowd.

9) Lastly, you can take help from your girlfriend, sister, or your mother who can guide with what suits you.

For more details on Boys Apparel visit on www.naaptol.com

Small Business Computer Consulting Appropriately Setting Your Rates

Small Business Computer Consulting Appropriately Setting Your Rates

In small business computer consulting, $100 an hour can be a reasonable and livable rate. Why can setting your rates at $100 an hour make all the difference in the world?

Take the $100 an hour and multiply it by 1,500 hours a year. This is reflecting a 75% utilization rate; or 75% of a typical forty hour work week as billable time. Now youre at $150,000 a year gross.

Salary and Affordability

As a small business computer consulting firm, you will want to take a third of the gross and plow it into sales and marketing. Therefore you can afford a $40,000 base salary for your sales account executive. So, of that one third of your gross small business computer consulting income, $40,000 can go to the base salary and $10,000 can go to related marketing expenses.

Additionally, one third will take care of taxes, insurance and overhead items for the most part, and you have a third of it or $50,000 left to pay a technical staff salary.

Surpassing $100 an Hour

You may be considering exceeding a rate of $100 an hour for your small business computer consulting firm. At that point, you can hit what we call the not-so-imaginary-hourly-billing-rate ceiling.

Needless to say, if your small business computer consulting clients are paying $110 to $125 an hour, it gets even easier to be able to afford really bright, motivated, highly qualified sales and technical staff.

Higher Rates Equal Bigger Businesses

However, if you want to charge above $100 an hour in your small business computer consulting firm, youll almost always need to move above and beyond sweet spot small business clients into really large small businesses, medium size businesses and enterprise-sized accounts that require a different business model and technical skill set.

Once you do that, youre going to be operating under a completely different type of business model. And you will need even more polished and seasoned salespeople to be able to handle those accounts.

Copyright MMI-MMVI, Computer Consultants Secrets. All Worldwide Rights Reserved. {Attention Publishers: Live hyperlink in author resource box required for copyright compliance}

How to play pool game online

How to play pool game online

One of the exciting and fun games played in real life is visiting pool halls. One can have similar type of fun at online. Generally, the rules which are at pool houses will apply to the online games. One will also find realistic while playing game online. Number of websites provides pool games online. Some of them offer free opportunity for playing game but some may charge for playing the game.

Here are few tips which will help you to play game online

The first important thing is to choose a favorite game of your choice online to play pool game. Some websites provide realistic games. One of the best and popular game for playing realistic game is DDD pool and this is an offered with 3D graphics. It is also important to make a decision on which game you want to play if at all the website offers choices. Most of the websites offer 8 ball billiards and some of the websites will provide 9 ball, solitaire pool which is fun oriented.

While playing this game most of the websites allow the player to challenge a stranger so it is an advantage for a person who plays alone.

Read the rules of the game if you are a beginner. Some websites provide slight changes in playing the game. Before you start the game one should be knowledgeable of all the rules of the games.

While beginning your game choose either striped balls or solid balls. Make sure that you hit the cue ball by using your cue stick and the shot should sink into one of the pockets. You will be finished with your turn if you miss a ball falling into any pockets. You are rewarded to be winner when all the balls are into a pocket that means you need to sink all the balls into pockets to win the game.

You can challenge the other player to play game of pool.

Thus, with the above instructions one can easily play the game of pool online. Some of the websites which provide free game facilities are ESPN arcade and it offers various sports games to play, Billiards arcade which offers various free online pool games such as crazy pool, 3D pool, billiards frenzy, mini pool and nine ball, Nabisco world is another website which offers games online for free.

Play the game of pool game online for free. Play the pool game online from the website Nabisco for free.

Shooter Game The Action Game In The Game World

Shooter Game The Action Game In The Game World

Shooter games which are available in various types and the shooter game is the action game. And the shooter game contains many types of shooters in that single player, multi player, characters and etc. The shooter game comes as a different ways and it to be categorized into First person view, Second person view and fixed camera.

The first person view of shooter game is called as first person shooter and in this game the player who is playing the shooter game he/she feel that he/she is a shooter. The improvement of technology helps to the shooter game. When the players play this shooter game they feel like as they are playing in a real time and they feel that its the real time experience.

The shooter game is available in various types and in those some of the shooter games are bubble shooter game and jungle shooter game. In the bubble shooter game the player has to shoot the bubble which is similar color and it gives a great fun. And you have to complete this task by shooting the similar color of bubbles only. But dont to shoot the different color of bubble. If you are shooting the different color the game will be disturbed. And its the not correct way to play a bubble shooter game.

And the one is jungle shooter game. In this the jungle boy is the shooter and he will shoot the in front of fruit which a girl holds. And it will be the more interested game. And the player has to complete this task when he/she plays to shoot all the fruits and in this game more graphics are placed to be shown as a jungle look. And its really a good adventure. And most of the people adequate to this shooter game.

The shooter game when the player is playing he/she has to complete the whole task. The shooter game which ever it may be. The player has to complete in right manner then only the fun and real time experience will achieve to the players. There are many shooter games in which the shooter gets an opportunity to hold the characters. Some player shooter games also available and this multi player shooter game also give the ability to the player to switch between the characters. And in this multi player shooter game at time two players can play. And it gives lots of fun.

5 Takeaways That I Learned About Options

5 Takeaways That I Learned About Options

The Importance of Property Inspections Buying a home is no joke as each person knows that this task is one of the biggest investments that they will ever make. If you are planning to purchase your very own home, then it is best that you first get to know the property that you are buying before you close the deal. Now, if you hire a professional home inspector to do some inspection of your property before you buy it, then you can decide if you are entering a great home deal or not. Property inspections are being carried to thoroughly examine one property as well as be able to property educate and inform the potential property owner as regards the property they are getting themselves into. This kind of task informs you of the current condition of the property that you are buying and what things you can do to it so that you can assess if you have the essential financial resources to back up its maintenance. With property inspections, you are sure to be making the best home purchase decision because you will be given an evaluation of the property that is detailed, informative, and more objective. So, what are the parts of property that are being inspected in property inspections?
Understanding Businesses
In order for professional home inspectors to determine their scope of inspection, once they arrive in the property, they will first determine the exact size of the house and property. The inspector makes sure to check the property’s areas that are visible as well as review items that are accessible. The following are some of the aspects that they will be checking: central air conditioning system; heating systems; the foundation and crawl space or basement; doors and windows; plumbing; floors, ceilings, and walls; termite inspection; complete structural inspection; and electrical systems.
6 Lessons Learned: Businesses
Out of all of these areas that the professional home inspector must be checking in the property, what is most important is the inspection of termites, electrical systems, and plumbing conditions. Inspection of termites: What is most important during this specific task being carried out by professional home inspectors is checking areas that show wood destroying insects as well as presence of termites. To be sure that every area is checked for possible presence of termites, the professional home inspector must see to it to check even hard to see areas such as the exteriors of a property and the basement. When the inspector confirms that there are indeed termites in the property, they see to it that you will be assisted in choosing the most effective termite prevention treatments. Plumbing inspection: The professional home inspector ensures to carefully look into the interior plumbing system of your soon-to-be property if it is just properly working or not. Oftentimes, the fixtures, faucets, and pipes that are installed in the property will be checked. They will also be checking the water pressure that is in the property you plan on buying.

Carpets: 10 Mistakes that Most People Make

Carpets: 10 Mistakes that Most People Make

The Necessity of Carpet Cleaning A carpet is a must have in every living room of any house. Oriental rugs or carpet floors do not just add style to the room, they are also necessary to keep the area clean. Oriental rugs are best used in offices and in residential areas. Quality carpets are not easily damaged so changing the carpets won’t be necessary until after a few years. Thus, if you have a carpet lying on your room, you need to keep it cleaned regularly. Only clean carpets can provide a beautiful display to the room. Regular cleaning is always a must due to the carpets ability to absorb dust and dirt very easily. Cleaning the carpets daily is not necessary nonetheless. Moreover, cleaning the carpet also increases its lifespan. There are several ways to easily clean the carpets. Although you can clean your carpets by yourself, you can also seek the assistance of professional carpet cleaners to make things easier. A vacuum is an important equipment in cleaning the carpet. By vacuuming the rug, dust and external dirts are easily absorbed. A reliable stain remover can easily remove stains that are not possible to remove using ordinary chemicals. You can buy a stain remover in your local store. There are stain removers that contain harmful substances so be sure you are not buying one of those. Some stain removers are hazardous to you and your family. Just be sure you read the label on the product before buying one. There can only be one way to safely remove stains on your carpet and that is through the services of expert carpet cleaners. Professional carpet cleaning should only be done once or twice a year. If you have a wide carpet, you certainly need the services of the experts cleaners. If you want to maintain the original loo of your oriental rugs, you need to have it cleaned professionally. Effective methods of carpet cleaning include the use of advanced equipment and chemicals. Expert cleaners also make sure that your carpet is dried out after cleaning.
The Essential Laws of Carpets Explained
It would also be risky for you to clean your carpet on your own because there is a chance for damages. Fibers will be destroyed if the carpet is not vacuumed carefully. You may also try using a soft brush in removing dirt and dust on your carpet but it can be time-consuming. If you want to hire a professional cleaner to do the cleaning for you, you should start searching on the internet. If you are lucky enough, you can even find one in your local area. If you need professional carpet cleaning, just be sure that you are getting services that are not very costly. Most carpet cleaners today offer home services to their clients. Water restoration might also be offered.The Essential Laws of Carpets Explained

News For This Month: Homes

News For This Month: Homes

Things to Consider When You Want to Remodel Your Home There numerous things to do with regards to redesigning a house for both the home owner and the renovating contractual company. Redesigning of a house includes a ton of work and it is anything but difficult to forget to do different things, it is critical to perform preliminary responsibilities before you start the redesigning procedure. A remodeling project normally begins with the dream and desire for having a change in your home appearance. The objective of remodeling can be to grow your home space, to improve how efficient you use your energy, and you can moreover perform remodeling when you have to increase the market estimation of your home. It is basic to research on the possible changes you can perform in your home to fit your present needs. You can research by looking at houses that are of a similar design like your house, you can check out their interior designs, the way they are constructed and the end results of such processes. The major reason for this research is to ensure that you get a picture on how your house will look like, and identify things that you will need to discuss with the company that will be performing your remodeling. The organization you hire to do your redesigning will have skilled remodelers who will help you to settle on a choice on the designs that will suit every one of your needs. It is critical to assign a couple of resources in the planning procedure of the redesigning outline; you can simply consult an architect to do extensive redesigning. Having a general course of action for the remodeling work will help you to have a gage of the measure of money you will spend out this process.
A 10-Point Plan for Remodels (Without Being Overwhelmed)
It is essential to ensure you have set up a source of money for this project; you should make a budgetary arrangement and make a provision for costs that may have been forgotten this will ensure that the project won’t stop generally as a result of lack of money. After establishing the budget it is important to research on the contractors to involve. You should look for an association that has the necessary licenses that will show that they are well qualified. You can request referral from loved ones on the organizations to include depending on the encounters they have had with them before.
The Ultimate Guide to Remodels
It is important to know that you don’t have to choose the company that offers the lowest price, the major factor you should consider is the quality of the services since you can always negotiate for fee reduction of the remodeling process. Once the remodeling process begins remove all the valuable materials from sight to avoid them being damaged.

The 10 Best Resources For Appraisals

The 10 Best Resources For Appraisals

Why Home Appraisals Can Be Important One might know that for those who own homes or pieces of property, there are times when it is important to know how much these are worth. For instance, you might be deciding to have your home renovated and then rented out, or maybe you might even wish to sell it, making it important to have its value appraised. You will be glad to know that you can find a way to have your property appraised, and it is through hiring a professional who is skilled and experienced at doing the job. When people hire the services of a good company that offers property appraisals, then, they can be sure to gain a lot of truly wonderful benefits and advantages. One who hires professional property appraisal services will be able to benefit, first of all, because it will be possible to have guidance when it comes to buying a house being considered. One might wish to purchase property in order to make a good investment – however, mistakes can be made if the property turns out not to be worth its price. If you want to make sure about the value of the property you are buying, and whether or not you are making a good decision, you should definitely hire professionals who offer property appraisals. When one hires the services of a property appraiser, he or she will also be able to benefit because it will be possible to know how to increase the value of the home in the best way. Homeowners might know that having their homes renovated is something that will increase the value of property in the long run – however, they might not know which areas, when renovated, will add the most value. You will be happy to know that when you decide to have a renovation done, you can hire professionals who do appraisals, as when you do so, you can be sure that you will be able to have the best renovations done, the ones that will lead to a huge increase in your home’s market value.
The Essential Laws of Appraisals Explained
When one is facing a divorce, he or she will also be able to benefit through professional property appraisals. Knowing the value of property is very important to those who are facing divorce, and it is good to know that professionals can do the work with the best skill.
The Essential Laws of Appraisals Explained
When one has his or her property appraised by professionals, then, he or she will be able to gain a lot of truly wonderful benefits.

Incredible Lessons I’ve Learned About Locksmiths

Incredible Lessons I’ve Learned About Locksmiths

Guide to Finding the Best Locksmith Near You Hiring the most trustworthy residential or commercial locksmith can be quite tough, especially if you don’t consider some important factors or key points. One of the most important thing that you need to consider is what kind or types of locks the commercial locksmith or residential locksmith can install. Take note that not all locksmiths have the same specialty. Not all residential locksmiths can install certain commercial locks. Prior to hiring a residential locksmith or commercial locksmith, it is vital that you have an idea what type of locks you are going to install in your home or business establishment. Don’t be afraid to ask the residential locksmith what kind or type of lock you should install in your house or home. It is advisable that you choose a professional or a company that provides a wide range of locksmith services – be it commercial or residential. It is wise and practical that you choose those locksmiths who can provide both residential and commercial locksmith services. Apart from installing new locks, the best locksmiths out there should also be able to repair, make spare keys, and auto unlock services. It is necessary that you check whether or not the employees or the staff of the residential locksmith or commercial locksmith company are qualified. The best and the most dependable locksmith out there should have finished the right training or courses. The locksmith should be skillful and knowledgeable. It is also very important that you consider the location of the locksmith before you hire them. Keep in mind that the closer the locksmith is to your house or office, the cheaper it is. A locksmith that is near to your property is also better because they will be able to respond or get to your home or office the soonest time in case of emergency situations. And apart from thinking about the distance and the credentials of the residential locksmith or commercial locksmith, it is also vital that you check whether or not they have ample experience. It is also necessary that you check how long the locksmith has been providing excellent quality service.
Experts: 10 Mistakes that Most People Make
It is also imperative that you confirm the license or the address of the residential locksmith or commercial locksmith. It is necessary that you check the legitimacy of the residential locksmith or commercial locksmith before you choose them. It is also essential that you pick an insured residential locksmith or commercial locksmith. Don’t hesitate to contact the residential locksmith or commercial locksmith and ask them about insurance coverages. And while you are talking with the residential locksmith’s customer representative, make sure that you assess whether or not they provide excellent customer care service. Read testimonials as well before you hire a residential locksmith or commercial locksmith.The 9 Most Unanswered Questions about Locksmiths